Tuesday, September 18, 2007

Car Insurance -- A Simple Tip For Saving More

That some folks are spending more than they should in car insurance is a painful thing. And, Although it might be hard to accept, the difference between what they are paying and what they would if they knew better could be up to $1000. Yes, that's not a typo error. This article will help you get back some of that. Just take your time to read through.

There are a lot of cars out there today. The difference between two may just be a matter of prestige or popularity. How established the manufacturer is could also be a factor. Other factors that a lot of us will also consider are things like fuel consumption, how safe a car is and how trendy it looks. However, few people really ever think about how much more a car may cost them in insurance premium over a few years. Considering how much this could be and that you could save a bundle by simply buying a similar car by another manufacturer, it's certainly worth taking note of.

Cars have been grouped by insurance companies according to the risk level attached to each. These grouping is usually based on data gathered over years on things like the durability of a car, how prone a car is to certain accidents based on data retrieved from appropriate quarters and such. Certain cars have built a reputation of durability. Others may have built a safety reputation. On the other hand, a car might have been penned down for a trait that attracts higher premiums. I'll give you an idea of how similar cars could be a world apart in the premiums insurance companies charge for them through the next piece of information. Following is a list of cars that attract the lowest premiums starting from the least expensive to insure (From Reuters News Service based on the 20 best-selling vehicles at the time of the study)...

1. Chrysler Town & Country
2. Chevrolet Cobalt
3. Dodge Caravan
4. Chevrolet Impala
5. Ford Taurus
6. Ford Econoline
7. Jeep Grand Cherokee
8. Chevrolet Malibu
9. GMC Sierra Pickup
10. Toyota Corolla

Now let's see the most expensive to insure in order of their expensiveness...

1. Ford F-Series
2. Dodge Ram Pickup
3. Ford Explorer
4. Honda Civic
5. Chevrolet Silverado-C/K Pickup
6. Toyota Camry
7. Honda Accord
8. Chevrolet Trailblazer
9. Nissan Altima
10. Ford Focus

You can see how picking a comparable car in the right grouping could easily save you a bundle. This is unless you really are bent on having a particular car model from a particular manufacturer. However, we know that for most of us the price/value is also an important factor.

I really do understand that the two lists do not have all the cars in the world. But I really think the point has been made here. It is that you have to take into consideration what you'll have to pay as premium before settling for a car. It will be up to you to determine if it makes sense in your case to buy a particular car when a similar car will result in premium that is hundreds of dollars lower.

Knowing the exact difference is important. This will make you weigh your options better. And, with car insurance quotes sites all you'll need to do is request different quotes for similar car makes to see which is less expensive and by what factor. It will take you a few minutes.

On a final note: For those who already have cars, it may interest you to know that unless you followed certain steps you are certainly paying several hundred dollars more than you should be paying.

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Would you like to save up to $1000 off your car insurance premium? Click here: Auto Insurance Quotes and here: Best Car Insurance Quotes to get all you need to get the biggest savings possible in car insurance. Chimezirim Odimba writes for Car Insurance.

Beginner's Guide to Getting a Tattoo

Tattoos are wonderful expressions that are permanent fixtures on your body. Be sure that what you want to express today will be something you won't mind expressing permanently. Be sure that the image you select for your tattoo design is something that you truly want. Getting a tattoo on impulse may be a decision you regret for a lifetime. Be sure to think the process through first.

The most expensive tattoo is usually a custom design. A custom design tattoo is developed by bringing your tattoo artist an idea or a picture. Then your tattoo artist will begin the process of designing the actual tattoo. Time is money and the more time your artists spends creating your custom tattoo design the more you will pay. Simple stock tattoo designs will cost much less. Your artist is probably very familiar with the stock designs offered in their shop. They can probably do the designs in far less time than a custom design. If this is your first tattoo a stock design will take less time to apply and may be better for your pain tolerance level. Tattoos that are less time consuming will also be much easier on your pocket book.

Your next step is to decide whether you want color or black with intense shading. Color is going to be more costly because your artist will need to change equipment more often to add the colors. It will also take more time to complete. Color does make your tattoo one of a kind. The variety of colors to choose from will make your tattoo stand out from the crowd. On the other hand black and shaded tattoos can also hold their own. Black and shaded tattoos can be very classic in appearance. A black and shaded tattoo can be very distinct because of the high contrast between natural skin color and the black ink.

Where you are going to put your tattoo on your body is a huge decision that should be given careful consideration. Think about the tattoo and the clothing you wear. Do you want this tattoo to be visible at all times? If the tattoo is visible will how it will affect your work place, your family and other places you visit. It is it appropriate for everyone to see your tattoo or is this one of those tattoos for someone else's eyes only. Where you place your tattoo is completely up to you and your environment. Think about your future plans before you decide on placement.

Some places on your body are just going to be more painful for tattoo application. Areas where the skin is the thinnest is going to be more painful than areas that have more muscle mass or fat build up. Areas that may hurt more include your ankles, head, check and lower back. If you want to go for a less painful application point you might try your arms, legs, shoulders or your rear end.

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Find your perfect Tattoo Design. Find information about Tattoo Designs and other tattoos.
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A Girl's Second Best Friend: Crystal Tattoos

Girl, you know it aint no mistake that they say diamond's are a girls best friend. Jewelry is a surefire way to any classy woman's heart. But a new ring, necklace or pair of earrings can be expensive. There is a much cheaper way to glisten, glitter and sparkle. Say hello to the crystal tattoo.

Maybe "jewelry" isn't exactly the right word to describe the crystal tattoo. But a crystal tattoo is a super-sexy way to sparkle. It's like jewelry applied right to your skin! Adding a sassy crystal tattoo to your bod is sure to help you stand out in the crowd.

Crystal tattoos can be applied almost anywhere on the body. For a super glamorous look, apply crystal tattoos around your eyes. Line your eyelids, under-eye area or create an arc following the natural shape of your eyebrows for a dazzling update to your normal makeup look. Or draw attention to your face a different way with a sparkling ear cuff.

Tons of women have lower back tattoos, but a lower back tattoo made out of crystals is totally unique and sexy. Lower back tattoos can be applied to any large section of the body. Wrap your arm in elegance with an arm band or apply a tattoo to your spine and bring sexy to your back. Since crystal tattoos are re-usable, you can wear them on your spine one day, your shoulder the next and your lower back the day after that!

You can also dress up your fully toned abs with a knockout belly tattoo. There are tons of designs, like sexy, large, crystal spirals and long, dangling designs. Crystal belly tattoos are perfect for any situation where your abs are visible: a long day at the pool or beach or in the bedroom after a long day of tiresome work.

Another great way to seduce and surprise your man after work? Wear your crystal nipple tattoos underneath a sexy sheer top. Imagine the look on his face when he sees you, not only in a see-through top, but also wearing sparkling crystals on your breasts like the goddess he knows you are. Try a hot pink heart design to ignite the passion in his. Or play a mermaid for a day with sparkling seashell nipple tattoos.

Crystal tattoos have all the bases covered - from an innocent, flirty way to play up your peepers to a risqu, dazzling way to add a little sparkle to your chest. They're inexpensive, re-usable and sexy. What more could you ask for in a piece of jewelry?

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crystal body tattoo look glorious anyplace you wear them. They're re-usable and way less expensive than a traditional tattoo, so go ahead and grab yourself a crystal tattoo today.
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Crystal Tattoos: The Sexy, Sparkly and Inexpensive Alternative

You know it's true: diamonds really are a girl's best friend! You have a passion for anything that glitters, glistens or sparkles. For you, a fine piece of sparkling jewelry is better than anything: a new pair of heels, a Mai Tai, a man. But jewelry isn't cheap - and that's a problem. Luckily for you, though, there is an inexpensive way to shine - the crystal tattoo.

Maybe "jewelry" isn't exactly the right word to describe the crystal tattoo. But a crystal tattoo is a super-sexy way to sparkle. It's like jewelry applied right to your skin! Adding a sassy crystal tattoo to your bod is sure to help you stand out in the crowd.

You can wear crystal tattoos in tons of different ways. Try them around your eyes for an alluring, captivating, original look. Apply them on your eyelids, underneath your eyes or even above your eyebrows. Or attach a crystal ear cuff for a fascinating, original look.

Stand out from the crowd with a crystal lower back tattoo. Sexy lower back tattoos are an unrivaled way to attract attention. But lower back tattoos aren't just for your lower back; they can be used on any larger portion of your skin. Try an exotic arm band or a sexy spine-length tattoo. The best thing about crystal tattoos is that they can be used over and over again - so wear them one night on your spine, another night on your shoulder and even a third night on your lower back!

You're skinny like a model and you've got toned abs, too. Why not grab some attention with a glitzy crystal belly tattoo? With or without a complementary naval ring, crystal belly tattoos are sexy, sparkling and downright gorgeous. Try a huge spiral or dangling design. These tattoos shine whether you're lounging poolside and soaking up some rays or simply chillin' on your sofa waiting to seduce your man after he throws down his briefcase.

If you like things a little racy, you might want to try a crystal nipple tattoo. Wear a crystal nipples tattoos underneath a sheer top to totally tantalize your man. He'll be so excited to see you in that sexy, see-through top to begin with that adding a dazzling new nipple accessory into the mix will totally make him weak in the knees. There are a ton of designs you can try, from a hot pink heart to gorgeous, sparkling seashells a la The Little Mermaid, so you are sure to find something you like.

Crystal tattoos have all the bases covered - from an innocent, flirty way to play up your peepers to a risqu, dazzling way to add a little sparkle to your chest. They're inexpensive, re-usable and sexy. What more could you ask for in a piece of jewelry?

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You'll totally sparkle with a new crystal body tattoo. They're inexpensive, fashionable and super hot. What are you waiting for? Get your own re-usable crystal tattoo today!
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Removable Ink Not Allowed in Miami Ink Tattoo Shop

New York based Freedom-2 Inc. has recently developed a new technology that makes the removal of tattoos much easier. This may come off as good news for those who want the art off their bodies, but for those who value the permanent nature of tattoos see this innovation as a complete insult. Take for example Ana Gonzales, an employee at the featured tattoo shop in TLC's reality series, Miami Ink.

"If you hate your tattoo cover it up but at least you've given the artist the benefit of the doubt," Gonzalez said in a CTV.ca telephone interview from Miami, Florida. Ana Gonzales is a secretary and personal assistant to the tattoo artists who regularly appear on Miami Ink.

"If you're going to get a tattoo, get a tattoo. If you don't, then get henna," she added.

Removable ink, the new creation of Freedom-2 Inc., has been the subject of heated discussions at the tattoo shop. Gonzales said that the shop, which was co-owned by tattoo artists Ami James and Chris Nunez, has always been against the use of such technology.

"The reaction has always been 'hell no!'" Gonzales told CTV.ca. "We're trying to find ink that will last longer, not less."

Aside from Gonzales, other purists also believe that tattoos are supposed to be treated as a legacy and not as a passing fad. Tattoo artist at Way Cool Tattoos in Toronto, Chris Hall also believes that tattoos are a representation of an individual's life experiences, thus should be permanent, such as the experiences themselves.

"[Removable Ink] is an easy out for people who want to get tattoos as fashion accessories but it takes away from their obligation to take responsibility for their choices," Hall said. "To put it on just to take it off totally misses the point."

Miami Ink features customers who have shared their personal stories and motivations for choosing such tattoos, thus further pushing the fact that they are more than just trendy body art. Even the artists' tattoos have stories hidden beneath the art and are often representations of an important phase or milestone in their lives.

TLC's Miami Ink will come back for a brand new season in the fall.

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For more resources about Miami Ink or for the full story about Removable Ink Not Allowed in Miami Ink Tattoo Shop please review this page www.buddytv.com